Term Insurance in India 2025 – How Much Cover You Need & Step-by-Step Buying Guide
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✅ 3-hour claim guarantee (on eligible claims)
✅ 99.7% claim settlement ratio
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✅ 150% Smart Cover benefit
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About This Video :
Term Insurance in India Explained | Best Term Plans
We have discussed term insurance which is also called life insurance, full topic is covered in this video and we have discussed all the points like claim settlement ratio, amount settlement ratio, brand value etc.
This life insurance is very necessary for every individual in today’s life.
Topics Covered in This Video:
What is Term Insurance?
✅ How Term Insurance Works
✅ Benefits of Term Insurance Plans
✅ Term Insurance vs Life Insurance
✅ Best Term Insurance Plans in India (LIC, HDFC Life, ICICI Pru, Max Life)
✅ Term Plan Premiums & Sum Assured
✅ How to Choose the Right Term Plan
✅ Claim Settlement Ratio Explained
✅ Riders – Critical Illness, Accidental Death, Return of Premium
✅ Tax Benefits Under Section 80C & 10(10D)
✅ Who Should Buy Term Insurance in India?
Why You Should Buy Term Insurance
Financial protection for family
Tax benefits under Section 80C and Section 10(10D)
Affordable premiums for large cover
Useful especially if you are the sole earner of your family
Things to Keep in Mind
Buy early – Premium is low when you’re young.
Disclose honestly – Don’t hide smoking, health issues.
Compare plans : You have to compare all the term plans and then you have to decide the best term plan
Choose the right payout option for your family’s needs.
Check claim settlement ratio of the insurer (look for 95%+). and make it seo optimized
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