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Insurance Exam Tip: Return of Premium Term Life Explained

Rewrite Studying for the life insurance exam?
Here’s a feature to know:
Return of Premium (ROP) Term Life refunds all your paid premiums if you outlive the policy term.
✅ It’s more expensive than regular term
✅ But offers a guaranteed refund if you don’t die
Make sure you know how it compares to traditional term insurance!
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