ICICI Pru IProtect Smart Term Plan Review | ICICI Term Life Insurance Review | ICICI Term Insurance
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The ICICI Pru iProtect Smart Term Plan is a well-regarded insurance product that provides comprehensive coverage options. It offers four variants—Life, Life Plus, Life Plus Health, and All-in-One—allowing customers to select the protection level based on their individual needs. This plan includes benefits like coverage for accidental death, terminal illness, and disability. Additionally, it offers optional riders such as Accidental Death Benefit and Accelerated Critical Illness Benefit, catering to diverse protection needs.
One of the plan’s highlights is its flexibility in premium payment options, allowing policyholders to choose between paying the entire premium upfront, for a limited period, or throughout the policy tenure. The plan also provides various death benefit payout options, such as a lump sum, monthly income, or a combination of both. Special premium rates are available for women, and the plan offers tax benefits under the Income Tax Act of 1961.
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