Rewrite Quit Tobacco, Gain Protection | Canara HSBC Life Insurance
This No Tobacco Day, Secure Your Health and Your Future.
World No Tobacco Day reminds us of the silent yet influential impact our daily habits for both health and well-being. We all know that there are different dangers of tobacco such as cancer, heart disease, and respiratory issues. But these are not along apart from these many financial consequences are also there which affects specially when it comes to buy term life insurance policy.
The Hidden Cost of Tobacco: High Life Insurance Policy Premiums. When you apply for a term life insurance plan insurers first assess your health and lifestyle to determine your premium. Tobacco users are considered as high-risk applicants, which means:
• Premiums can be up to 50-100% higher than those for non-smokers.
• Facing strict medical evaluations.
• Some insurers might limit the coverage amount or deny coverage altogether.
So, tobacco doesn’t just risk your life but side by side also makes very expensive to buy insurance plan for protection and financial safety of your loved ones.
Why Quitting Tobacco is Dual Benefit?
Quitting tobacco is one of the most impactful decisions which you make for your better health and for your financial security as well.
Here’s how:
Improved Health: Within weeks of abandoning, your body begins to heal. Over the time, your risk of serious illnesses drops considerably.
Lower Insurance Premiums: After a tobacco free period many insurers will reclassify you as a non-smoker and possibly reducing your life insurance premiums.
Peace of Mind: Knowing you’ve taken a big step toward a longer, healthier life and made it simpler too. At Canara HSBC Life Insurance, we believe in rewarding healthy choices.Whether you’re just starting your tobacco free journey or have already quit, we’re here to support you to provide a secured future which is healthier and more protected.
Take the First Step Today: Act now
This No Tobacco Day, make a promise that pays off in more ways than one. Quit tobacco. Protect your health. Secure your family’s future. Ready to make the change now? Visit Canara HSBC Life Insurance to explore term insurance policy which truly protects what matters most.
Learn more: https://tinyurl.com/notobaccoday2025
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