Insurance isn’t an expense—it’s your financial safety net #insurance #shorts #youtubeshorts #safety
Rewrite 📌 Which insurances to prioritise (in order):
1️⃣Health Insurance – Hospital costs can wipe out years of savings. Get at least ₹5–10 lakh
cover.
2️⃣Term Life Insurance – If your family depends on your income, secure them with a 15–20x
annual income cover.
3️⃣Vehicle Insurance – Third-party liability is mandatory, but comprehensive is smarter if you own a car/bike.
4️⃣Personal Accident Cover – Covers permanent disability or loss of income due to accidents.
And many more.
📌 Key things to check before buying:
● Claim Settlement Ratio – Go for above 95% for reliability.
● Premium Lock-in – Some policies allow fixed premiums if bought young.
● Exclusions – Know what’s not covered.
● Add-Ons – Take only what’s relevant (no point paying for extras you’ll never use).
💡 Pro tip: Start early. A policy bought at 25 can cost 40–60% less than the same cover bought at 35 — and you lock in lower premiums for decades.
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#InsuranceTips #LifeInsurance #HealthInsurance #CarInsurance #TermPlan
#FinancialPlanning #ClaimSettlementRatio #MoneyTips #FinanceMadeSimple
#JBFinancialHub #SmartInsurance and make it seo optimized
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