post office children policy/post office bal jeevan bima/postal life insurance/bal jeevan bima rpli

Rewrite The salient features of this scheme are as under:.

The scheme provides life insurance cover to children of policy holders
Maximum two children of policy holder (parent) are eligible
Children between 5- 20 years of age are eligible
Maximum sum assured ₹ 1 lac or equal to the sum assured of the parent, whichever is less
Policy holder (parent) should not be over 45 years of age.
No premium to be paid on the Children Policy, on the death of policy holder (parent). Full sum assured and bonus accrued shall be paid on completion of term
Policy holder (parent) shall be responsible for payment of Children policy No loan admissible
Has facility for making it paid up, provided premiums are paid continuously for 5 years
Surrender facility is not available
No medical examination of child necessary. However, child should be healthy and risk shall start from day of acceptance of proposal
Attract the rate of bonus applicable for Endowment policy (Santosh) i.e. last bonus rate is ₹ 48/- per ₹ 1000 sum assured per year.

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